Vinica

Your financial assistant on WhatsApp

Organize your business and personal finances. Right on WhatsApp.

Track income, expenses, cards, bills, receivables, documents, and appointments without spreadsheets, complex systems, or interrupting your day to enter everything. Talk to Vinica. It organizes your information and shows it clearly on your dashboard.

Get started

A complete assistant

AI keeps you in control

Right on WhatsApp

Organize your cards

Send a voice note or message

Business and personal in one place

NO APP TO DOWNLOAD
NO ERP TO CONFIGURE
NO SPREADSHEETS TO UPDATE
BUSINESS AND FAMILY IN ONE PLACE
ARTIFICIAL INTELLIGENCE ON WHATSAPP

The problem

Youarenotdisorganized.Youaremanagingtwofinancialliveswithtoolsthatonlyseeone.

On one side, there is your business, practice, or office. On the other, your home, family, and personal commitments. In reality, the two overlap all the time. You pay a business expense with your personal card. The company covers a bill that should have been yours.

A payment arrives late. A bill comes due. A receipt disappears in WhatsApp. At the end of the month, you are left with a feeling that is hard to explain: the money came and went, but you do not know exactly where it went.

Organize my finances

The solution

An assistant that understands your business, your home, and everything in between.

With Vinica, you can track just your business, just your personal life, or both together. Each transaction stays in the right place, while a combined view shows you the whole picture.

Business view

Income

Expenses

Accounts

Cards

Suppliers

Owner salary

Cash flow

Employees

Business view

Income

Expenses

Accounts

Cards

Suppliers

Owner salary

Cash flow

Employees

Personal view

Home

Expenses

Accounts

Cards

Commitments

Recurring expenses

Personal view

Home

Expenses

Accounts

Cards

Commitments

Recurring expenses

Combined view

See how both sides affect your money and your next decisions.

You choose the view

Vinica brings the clarity.

Combined view

See how both sides affect your money and your next decisions.

You choose the view

Vinica brings the clarity.

Discover Vinica

TalktoVinica.Itturnsyourconversationsintoorganization.

Vinica

How can I help you today?

I paid R$ 3,800 in office rent from my personal account

Done! I have recorded it in your account and marked it as paid.

I just filled up the company car using my Santander card.

█

Vinica

How can I help you today?

I paid R$ 3,800 in office rent from my personal account

Done! I have recorded it in your account and marked it as paid.

I just filled up the company car using my Santander card.

█

Vinica

How can I help you today?

I paid R$ 3,800 in office rent from my personal account

Done! I have recorded it in your account and marked it as paid.

I just filled up the company car using my Santander card.

█

Send it your way

AI understands the context

Text or voice

AI file management

Card statements

Documents or photos

No need to remember to open an app at the end of the day. Vinica is with you in a channel that is already part of your routine: WhatsApp.

Subscribe to Vinica

Wheneverythingisinplace,decisionsgeteasier.

See what happened, what is pending, and what comes next.

The Vinica dashboard turns scattered transactions into a clear financial picture, helping you quickly understand your business and personal finances.

Complete cash flow

Track balances, income, expenses, bills to pay, and money owed to you.

Financial forecasts

See your projected month-end balance, future installments, and existing commitments.

Clearer decisions

Analyze spending by category, cards, goals, savings, and investments.

Complete cash flow

Go beyond your available balance and see the whole picture before making a decision.

See what happened, what is pending, and what comes next.

The Vinica dashboard turns scattered transactions into a clear financial picture, helping you quickly understand your business and personal finances.

Complete cash flow

Track balances, income, expenses, bills to pay, and money owed to you.

Financial forecasts

See your projected month-end balance, future installments, and existing commitments.

Clearer decisions

Analyze spending by category, cards, goals, savings, and investments.

Complete cash flow

Go beyond your available balance and see the whole picture before making a decision.

See what happened, what is pending, and what comes next.

The Vinica dashboard turns scattered transactions into a clear financial picture, helping you quickly understand your business and personal finances.

Complete cash flow

Track balances, income, expenses, bills to pay, and money owed to you.

Financial forecasts

See your projected month-end balance, future installments, and existing commitments.

Clearer decisions

Analyze spending by category, cards, goals, savings, and investments.

Complete cash flow

Go beyond your available balance and see the whole picture before making a decision.

Understand what is paid, what is still due, and how your purchases will affect the coming months.

Add your cards, track credit limits, and send your statement to Vinica. AI identifies each purchase, installment, and category to build a complete picture of the past, present, and future.

AI statement reconciliation

Send a PDF statement and let Vinica automatically identify purchases, amounts, categories, dates, and installments.

Past and future installments

See your projected month-end balance, future installments, and existing commitments.

Credit limits and monthly commitments

Track total credit, credit used, available credit, and how upcoming bills will affect your cash flow.

Predictability

Stop discovering your bill when the statement closes. See in advance how much of your money is already committed.

Understand what is paid, what is still due, and how your purchases will affect the coming months.

Add your cards, track credit limits, and send your statement to Vinica. AI identifies each purchase, installment, and category to build a complete picture of the past, present, and future.

AI statement reconciliation

Send a PDF statement and let Vinica automatically identify purchases, amounts, categories, dates, and installments.

Past and future installments

See your projected month-end balance, future installments, and existing commitments.

Credit limits and monthly commitments

Track total credit, credit used, available credit, and how upcoming bills will affect your cash flow.

Predictability

Stop discovering your bill when the statement closes. See in advance how much of your money is already committed.

Understand what is paid, what is still due, and how your purchases will affect the coming months.

Add your cards, track credit limits, and send your statement to Vinica. AI identifies each purchase, installment, and category to build a complete picture of the past, present, and future.

AI statement reconciliation

Send a PDF statement and let Vinica automatically identify purchases, amounts, categories, dates, and installments.

Past and future installments

See your projected month-end balance, future installments, and existing commitments.

Credit limits and monthly commitments

Track total credit, credit used, available credit, and how upcoming bills will affect your cash flow.

Predictability

Stop discovering your bill when the statement closes. See in advance how much of your money is already committed.

Organize my finances

Thedepthofacompletesystem.Theeaseofaconversation.

Vinica reminds you before a bill, payment, or appointment becomes a problem.

Set reminders to fit your routine: three days before, one day before, on the day, or at any interval that works for you.

Reminder

Hi Kainan, here is your reminder to contact Carlos, as you requested.

Reminder

Hi Kainan, here is your reminder to contact Carlos, as you requested.

Reminder

Hi Kainan, here is your reminder to contact Carlos, as you requested.

Calendar

Kainan, your strategy team meeting starts in 15 minutes. I will also remind you when it is time.

Calendar

Kainan, your strategy team meeting starts in 15 minutes. I will also remind you when it is time.

Calendar

Kainan, your strategy team meeting starts in 15 minutes. I will also remind you when it is time.

Bills to pay

Hi, you have a few bills to pay today: Rent, building fees, and employee salaries. Would you like me to send each item here?

Bills to pay

Hi, you have a few bills to pay today: Rent, building fees, and employee salaries. Would you like me to send each item here?

Bills to pay

Hi, you have a few bills to pay today: Rent, building fees, and employee salaries. Would you like me to send each item here?

Shared access

Connect your partner, co-founder, finance team, or staff without sharing your password.

Everyone uses their own number and accesses only what you authorize.

Manage your finances on WhatsApp. See the full picture in Vinica.

You do not need to master every feature on day one. Start recording your everyday activity and let Vinica build an increasingly clear picture.

Get started here

Detailed transactions
Recurring income and expenses
Credit card management
AI statement reconciliation
Reports and cash flow
Savings and investments
Payables and receivables

Detailed transactions
Recurring income and expenses
Credit card management
AI statement reconciliation
Reports and cash flow
Savings and investments
Payables and receivables

Detailed transactions
Recurring income and expenses
Credit card management
AI statement reconciliation
Reports and cash flow
Savings and investments
Payables and receivables

Financial Coach

Thedepthofacompletesystem.Theeaseofaconversation.

The Financial Coach analyzes the information in your Vinica account to help you understand the impact of decisions, compare scenarios, and build a plan.

What is putting pressure on my cash flow?

How is my cash flow looking?

Can I replace my car now?

What do I need to pay today?

Take control with Vinica

Reviews

Our users love it!

Every day, we help people organize their finances simply and easily.

“I knew how much the clinic earned, but not how much was really left. Now I can see the business, my personal bills, and upcoming commitments without relying on spreadsheets.”
Dr. Rafael Moreira
Doctor and clinic owner
“The biggest benefit was truly separating the office's money from my personal life. I used to mix everything together and only notice when the card statement closed.”
Mariana Tavares
Business lawyer
“I have two businesses and used to look at each in isolation. With Vinica, I can understand each operation and get a combined view whenever I need it.”
Felipe Andrade
Business owner

“I knew how much the clinic earned, but not how much was really left. Now I can see the business, my personal bills, and upcoming commitments without relying on spreadsheets.”
Dr. Rafael Moreira
Doctor and clinic owner
“The biggest benefit was truly separating the office's money from my personal life. I used to mix everything together and only notice when the card statement closed.”
Mariana Tavares
Business lawyer
“I have two businesses and used to look at each in isolation. With Vinica, I can understand each operation and get a combined view whenever I need it.”
Felipe Andrade
Business owner

“I knew how much the clinic earned, but not how much was really left. Now I can see the business, my personal bills, and upcoming commitments without relying on spreadsheets.”
Dr. Rafael Moreira
Doctor and clinic owner
“The biggest benefit was truly separating the office's money from my personal life. I used to mix everything together and only notice when the card statement closed.”
Mariana Tavares
Business lawyer
“I have two businesses and used to look at each in isolation. With Vinica, I can understand each operation and get a combined view whenever I need it.”
Felipe Andrade
Business owner

“I did not want another complicated system to maintain. I send information through WhatsApp and then see it all organized on the dashboard. It has made a difference to my routine.”
Dr. Camila Nogueira
Dental surgeon
“The financial review showed me business expenses I had paid with my personal card and never recorded. For the first time, I could see how much the company actually owed me.”
Gustavo Almeida
Partner at a services company
“Between meetings and appointments, I always put off organizing my finances. Now I record things by voice as they happen and do not have to rely on memory at the end of the day.”
Dr. Renata Campos
Dermatologist

“I did not want another complicated system to maintain. I send information through WhatsApp and then see it all organized on the dashboard. It has made a difference to my routine.”
Dr. Camila Nogueira
Dental surgeon
“The financial review showed me business expenses I had paid with my personal card and never recorded. For the first time, I could see how much the company actually owed me.”
Gustavo Almeida
Partner at a services company
“Between meetings and appointments, I always put off organizing my finances. Now I record things by voice as they happen and do not have to rely on memory at the end of the day.”
Dr. Renata Campos
Dermatologist

“I did not want another complicated system to maintain. I send information through WhatsApp and then see it all organized on the dashboard. It has made a difference to my routine.”
Dr. Camila Nogueira
Dental surgeon
“The financial review showed me business expenses I had paid with my personal card and never recorded. For the first time, I could see how much the company actually owed me.”
Gustavo Almeida
Partner at a services company
“Between meetings and appointments, I always put off organizing my finances. Now I record things by voice as they happen and do not have to rely on memory at the end of the day.”
Dr. Renata Campos
Dermatologist

“I could add my assistant without sharing my password or giving her unnecessary access. She records receipts, and I can keep track of everything while staying in control.”
Juliana Ferraz
Business owner and sales director
“I could add my assistant without sharing my password or giving her unnecessary access. She records receipts, and I can keep track of everything while staying in control.”
Juliana Ferraz
Business owner and sales director
“Vinica helped me organize the business and my household without mixing them up. Now I know what I can withdraw, what needs to stay in the business, and what is already committed.”
Patrícia Lima
Healthcare business owner
“Vinica helped me organize the business and my household without mixing them up. Now I know what I can withdraw, what needs to stay in the business, and what is already committed.”
Patrícia Lima
Healthcare business owner
“I used to waste time checking due dates in different places. Personalized reminders and a clear view of bills to pay have made my month much more predictable.”
Eduardo Martins
Lawyer and law firm partner
“I used to waste time checking due dates in different places. Personalized reminders and a clear view of bills to pay have made my month much more predictable.”
Eduardo Martins
Lawyer and law firm partner

“I could add my assistant without sharing my password or giving her unnecessary access. She records receipts, and I can keep track of everything while staying in control.”
Juliana Ferraz
Business owner and sales director
“Vinica helped me organize the business and my household without mixing them up. Now I know what I can withdraw, what needs to stay in the business, and what is already committed.”
Patrícia Lima
Healthcare business owner
“I used to waste time checking due dates in different places. Personalized reminders and a clear view of bills to pay have made my month much more predictable.”
Eduardo Martins
Lawyer and law firm partner

Choose how to start. Get the complete Vinica with either plan.

Personal and business finances, AI on WhatsApp, documents, calendars, tasks, projects, and every platform feature in one subscription.

Monthly

Annual

Save 33.37%

Frequently asked questions.

What is Vinica?

Who is Vinica for?

Can I use Vinica for both my business and my household?

I have more than one business. Can Vinica organize them all?

Do my finances need to be organized before I start?

Do I need to download an app?

What can I do through WhatsApp?

Does Vinica depend on Open Finance?

Can I send an old card statement?

Can I invite my partner, co-founder, or finance team?

Is my financial data secure?

How much does Vinica cost?

Can I cancel anytime?

Subscribe to Vinica and organize all your finances today.

Record it on WhatsApp. Track it on your dashboard. Organize your business, family, documents, and daily life with an assistant that sees the whole picture.

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